About | Ingenia

Usha Sreedhar

Usha Sreedhar is a Manager at Ingenia. She supports multiple financial institutions, including fund management companies, external asset managers and brokers, by managing and carrying out their compliance tasks. In addition, she is performing internal audits.

Through her work with financial institutions across fund management, brokerage, investment banking and at the securities regulator as well as her training in law and as an accountant and corporate secretary, Usha gained a broad view of the financial sector and its various regulatory matters. Drawing on this expertise, she provides financial institutions comprehensive support in their compliance and internal audit.

In her roles with multi-national and boutique financial institutions, Usha gained experience across compliance, risk and audit in fund management and broking. She has led a fund management company’s compliance from licencing throughout regular operations: licence application, establishing of compliance strategy and policies and procedures, customer due diligence, monitoring of investment restrictions, regulatory filings etc.

Experience

Fund management company: Licensing with MAS
Brokerage: Establishing of policies and procedures
Brokerage: Establishing of enterprise-wide ML/TF risk assessment, AML/CFT due diligence
Fund management company: Fund compliance, including CRS, FATCA
Fund management company: Monitoring of investment restrictions, fund and transaction documentation
Fund management company: Managing of outsourced services
Brokerage: Gap analysis and remediation
Brokerage: Management of internal and external audit, including resolving of audit issues
Fund management company: Compliance trainings

Professional Memberships

Associate Member of the Institute of Singapore Chartered Accountants (ISCA)
Associate Member (A.C.S.) of the Institute of Company Secretaries of India

Daisy Ho

Daisy is a Compliance Advisory and Solutions Professional with 13 years of experience in the finance industry, specialized in MAS 626, MAS 314, MAS 142, SFA & FAA regulations knowledge. She is comfortable working with various stakeholders and articulating solutions and information to them, and she possesses strong communication and interpersonal skills. Her expertise has been showcased good judgment and able to synthesize information to create solutions that are fit to context.

The experience of having worked in different companies have really helped Daisy to understand different policies and contextualization through her professional experience. She has always empathized with both managements and regulators from all over the world, dealt with both individual and entity profiles at all functional levels, making sure their expectations were met. In Daisy’s work, she was fortunate to attain a great deal of compliance knowledge and compliance experience from some major private banks and wealth management in Singapore with some top-tier billionaire and millionaire profiles in APAC.

Experience

Major wealth management: Working with different units across the business to improve performance, allocate resources and collate data, for the purposes of supporting delivery to clients.
Industry association for external multi-family office: Advising compliance issues, resolving operational issues and managing clients’ complaints.
Various private banks: Overseeing the implementation of the organization’s compliance programmes to manage risk exposure and combat financial crime.
Numerous private banks: Advising and monitoring the organization’s regulatory compliance relating to all aspects of financial crime, including AML and CFT, sanction, anti-fraud, bribery and corruption activities.
Industry association for external asset managers: Ensuring appropriate STR incident resolution and investigations were carried out and supporting routine and ad-hoc regulatory reporting.
Regional Insurance Company: Overseeing and advising on all compliance related inquiries within the organization.
Client Support Function: Assisting senior private bankers in servicing clients’ accounts and providing excellent client service to understand clients’ requirements.

Affiliations

Member, Association of Certified Anti-Money Laundering Specialist (ACAMS)

Member, International Compliance Association (ICA)

Professional Qualifications

NTU-WMI, AML Risk Management Program
WMI, Certification in Trust Services
ACAMS, Certification in KYC and CDD
IBF, CACS Paper 1
IBF, CACS Paper 2
SUSS-IPOS, Certification in Intellectual Property (IP) Essentials for Businesses
AWS, Certification in Cloud Architecting
AWS, Certification in Cloud Foundations

Victor Chan

Director, Head of Internal Audit Services

Victor Chan is a Director in Ingenia Consultants regulatory risk services. His areas of practice include risk advisory, internal audit, regulatory compliance, and corporate governance.

Victor has extensive experiences in accounting, operations, compliance, and risk management. He advises clients in private banking and asset management industry on regulatory compliance, particularly on regulations in the financial services industry – Securities and Futures Act, Financial Advisers Act, and related notices and guidelines issued by the Monetary Authority of Singapore.

His experience in corporate governance includes advising on enterprise-wide compliance and risk management framework, monitoring activities, and Board reporting to enhance overall corporate risk culture.

He also has advised clients in different aspects of the business activities, including establishment of portfolio management system and order management system, including pre and post trade mandates monitoring as well as best execution monitoring.

Experiences

European international investment banks: Acted as the corporate internal auditors performing investment audits in Asia Pacific. Responsible for the performance of audits on investment mandate restrictions, regulatory compliance, best execution, operations, back office NAV processing, and cross border sales and distribution processing.
Various US international investment banks: Responsible for finalizing monthly NAV and annual financial statements with fund administrators and external auditors.
Various US international investment banks: facilitate periodic regulatory audits and inspections by SEC, NFA, and CFTC.
Various US international investment banks: Perform corporate treasury, financial reporting, capital planning, and budgeting.
Various US international investment banks: Conduct operational due diligence on various hedge funds, prime brokers, administrators, and counterparties.
Various US international investment banks: Implementation of integrated portfolio management system, including pre-trade compliance, trading, best execution, settlement, and accounting modules.
Various risk consulting and advisory firms: Perform internal audits and compliance reviews for Broker/Dealers, Trustees, Registered/Licensed Fund Management Companies in accordance with MAS regulatory requirements in Singapore.
US Public accounting firm: Performing hedge fund audits and provide guidance to the audit team in relation to investment valuation, tax re-allocation, and financial reporting based on US GAAP.

Professional Qualifications: New York State Certified Public Accountant.

Yip Han Kew

Associate

Yip Han is a senior associate in Ingenia Consultants. His key areas of practice include regulatory compliance for fund management and payment services.

Yip Han regularly assists in providing regulatory compliance advice to various organisations in the financial space, in particular the Securities and Futures Act, Payment Services Act and related notices and guidelines issued by the Monetary Authority of Singapore.

In addition, Yip Han also assisted in providing compliance advice to a pawnbrokers regulated by the Ministry of Law under the Pawnbrokers Act and Precious Stones and Precious Metals (Prevention of Money Laundering and Terrorism Financing) Act (PSPM Act).

Through advising regulatory aspects of securities regulations and other related regulatory and compliance matters, Yip Han has assisted in licensing and due diligence requirements for fund managers, by establishing and remediating of its risk management controls.

In conjunction to regulatory compliance advisory, Yip Han is responsible for conducting internal audits for financial institutions and engaging appropriate remediations of identified issues through follow- ups to ensure auditees meets its financial, operational and compliance objectives.

Experience

Various fund management clients: Advising various fund managers on regulatory and business conduct considerations, under regulations, notices, guidelines, circulars and practice notes issued by the Monetary Authority of Singapore relevant to various aspects of financial activity, application of transaction monitoring, reporting requirements, anti-money laundering, due diligence and outsourcing requirements etc.
Numerous fund management clients: Conducting internal audits on fund management companies by objectively reviewing the organisation’s business processes, evaluating the efficacy of risk management procedures that are currently in place, and against relevant authorities and industry benchmarks.
Various crowd funding platform: Conducting internal audits of crowdfunding business processes such as marketing, customer/borrowers on-boarding and accreditation assessment, investment/ product due diligence, business operations, human resources, outsourcing and more.
Various external asset managers: Applying for and successfully obtained registrations for registered fund management companies.

You can contact and reach Yip Han at: mailto:yiphan.kew@ingenia-consultants.com

Aaron Chua

Payment Services Consultant

Aaron Chua is an ad locum consultant with Ingenia Consultants. His key areas of practices in regulatory compliance include risk management, securities laws, fund management, financial advisory and payment services.

Aaron Chua has extensive experience in compliance issues and regularly provides regulatory advice to advice to various organisations in the private sectors. He advises clients on regulatory compliance, particularly on regulations in the financial industry – Securities and Futures Act, Financial Advisers Act, Banking Act, and related requirements and guidelines issued by the Monetary Authority of Singapore. Through his work, Aaron is actively responsible for the licensing of fund managers and payment service providers.

He advises financial services clients and is an expert on regulatory compliance, particularly on regulations in the financial industry such as the Securities and Futures Act, Payment Services Act, regulatory notices, and guidelines issued by the Monetary Authority of Singapore.

Aaron has as a panellist in numerous events discussed on stable coins & security tokens with the collaboration of Merkle Science and Blockchain Hub. He has also contributed written articles with fintech solutions, on how digital payment token service providers can adhere to the guidelines on money laundering and counter the financing of terrorism.

Experience

Various crypto currency backed financial institutions clients: Advising crypto-financial institutions on regulatory considerations relevant to licensing for Payment Services in Singapore and developing policies & procedures for anti-money laundering, enterprise-wide ML/TF risk assessment, and technology risk management aspects.
Various clients: Leading and procuring licensing for fund management companies and payment service providers.
Various clients: Advising various financial institutions such as fund managers, and financial advisory firms on regulatory and business conduct, under legislation, regulations, notices, guidelines, circulars and practice notes issued by the Monetary Authority of Singapore relevant to various aspects of financial activity.
Various clients: Advising fund managers and financial advisers on the application of notices, guidelines and circulars issued by the Monetary Authority of Singapore, including application of transaction monitoring, reporting requirements, anti-money laundering and ‘know-your-client’ requirements and outsourcing requirements etc.
Confidential client: Advising a foreign insurer on Financial Advisory Regulatory aspects involved in the commencement of an insurance business in Singapore and setting up of policies and procedures to comply with Singapore insurance & financial advisory laws and regulations.
Various clients: Conducting internal audit on fund managers, trust companies and crowdfunding platforms.

Academic Qualification

Nanyang Technology University – Bachelor’s Degree in Accounting

You can contact and reach Aaron at : aaron.chua@ingenia-consultants.com

Selina Loh

Office Manager

Selina Loh is the office manager with Ingenia Consultants. Her key areas of administrative responsibilities include Office Management, Human Resources and Accounting. Selina assists in the implementation of firm policies and procedures; manages and oversees the administration of HR policies, programs and practices within the firm; she maintains accounts payable, receivables and monthly billing. She is responsible for the overall coordination and oversees the day to day smooth running that allows the firm to operate efficiently.

With her extensive past work experiences in strong performance and high-pressure environment, Selina skillfully handles exceptional administrative duties in an efficient and timely manner. In her position she has never failed to deliver in her operating environment.

Previously a commodity trader for more than a decade with a local commodity broking firm, Selina did a career switch to the administrative managerial role 5 years ago. Prior to the trading job, she has more than 20 years of experience in the banking industry in areas of Private Banking and Asset Management services in foreign banks servicing high net-worth clients.

Experience:

Various Accounting Software: implementation of the software for our company’s accounting needs. Preparing reports on accounts and billing requirements.
Accounting Function: Maintains accounts payable, receivables and process monthly billing. Monitor cash flow and company’s finances.
Administrative Function: Ensure smooth running of the office on a day to day basis. In charge of office supplies- stationery, drinking water and cleaning supplies, office repairs and maintenance.
Client Support Function: Handling company’s mails, emails, and inquiries by clients.
Team Building: Organise staff and company events in excess of 40 Pax.
Financial Administration: Submission and application of government grants.
Human Resource Function: Operate human resourcing software, management of employee personal data and processing of payroll.
Human Resourcing: Administration of the hiring processes including the onboarding or new staff, resignation of employee and management of leave.
Human Resource Function: Annuals submission to IRAS on Auto-Inclusion Scheme for Employment Income

Certifications

Professional Quickbook Certification

You can contact and reach Selina at : selina.loh@ingenia-consultants.com

Fadzlun Jamalludin

Manager

Fadzlun is an experienced senior front and middle office professional with more than 14 years’ experience in the financial industry. With an exceptional track record in leading change and innovation in business controls and requirements by both foreign and local regulators, such as FACTA, CRS, PDPA and AML notices.

Fadzlun has extensive experience in regulatory compliance. He has assisted external asset managers, fund managers and crowdfunding service providers in their licensing. He has established compliance frameworks for these new financial institutions and enhanced frameworks of existing financial institutions to accommodate regulatory developments and changes in their business. He has drafted policies and procedures and created controls across regulatory topics such as corporate governance, anti-money laundering and countering the financing of terrorism, marketing and distribution, conduct, assessment of outsourced service providers, and the confirmation of accredited investors. In parallel, he is advising financial institutions on the regulatory requirements for their business and changes therein by assisting them in answering regulatory inquiries as well as the creation and implementation of suitable processes.

Fadzlun has experience in implementing digital solutions to compliance processes. He interacts frequently with RegTech providers to evaluate and enhance processes to achieve scale and simplify compliance tasks. He has experience with robotic process automation to automate simple compliance surveillance and processes to elevate compliance officers to higher level tasks.

Experience

Various crowdfunding platforms: Advised on regulatory requirements and restrictions in marketing of securities
Various external asset managers: Applying for and successfully obtained capital markets services licences for fund management restricted to accredited and institutional investors
Numerous external asset managers: Advising on the on-going regulatory requirements, devised, developed, and administered effective compliance solutions
Numerous external asset managers: Drafting and reviewing of compliance manuals, including anti-money laundering and counter the financing of terrorism programmes and enterprise-wide risk assessment frameworks, outsourcing frameworks, conflicts of interest management
Numerous external asset managers: Review of client on-boarding files as an outsourced compliance function
Numerous financial institutions: Leading of internal audits of financial business processes such as marketing, customer on-boarding and customer relationship management, investment management, business operations, human resources, outsourcing and more
Various Dealing in Capital Markets Licensees: Implementing compliance solutions to CRS and FATCA requirements as well as compliance surveillance programme

Lakshman Kumar

Director, Regulatory and Risk Services

Lakshman Kumar is a Director in Ingenia Consultants Risk and Regulatory Practice. He provides advice to the clients in fund and asset management and financial services on regulation, licensing and conduct of business and operational risk management.

His experience includes advising the clients seeking the approval/registration from the Monetary Authority of Singapore(MAS) for setting up of the Registered and Licensed Fund Management Companies, financial services firms seeking to engage in providing other capital market services, and advising clients on implementation of processes and controls for cost effective and business focused risk management. He has also assisted and helped clients to introduce and embed good corporate governance structures and practices in line with MAS guidelines and global best practice.

In addition, Lakshman leads a team of professionals in conducting the internal audits of the clients where such activity is outsourced to Ingenia. His expertise lies in suggesting/recommending to the client’s risk management controls that are aligned to the size and complexity of business and not overly burdensome to implement.

Lakshman’s experience encompasses assisting/helping the clients, by closely working with them, to prepare them for regulatory reviews and inspections, responding to the regulatory inspection findings and implementing processes and controls consequent to such regulatory reviews.

Experience

From 2001 and prior to April 2016, Lakshman held the following Executive Management roles:

as Regional Head of Compliance, Operational Risk and Corporate Governance, Eastspring Investments, Singapore (the Asia asset Management business of Prudential plc, UK);
Member of Eastspring’s Management Board and Director on several Eastspring Companies in Asia;
Chair/Member of Audit Committees of Eastspring businesses in Asia;
Head of Risk Management, Prudential Corporation Asia, Hong Kong;
Head of Asset Management Compliance, Prudential Corporation Asia, Hong Kong.

Lakshman joined Prudential ICICI Asset Management Company, India in April 1998 as a member of initial senior management team and held the role of Senior Vice President, Finance, Compliance and Company Secretary till September 2001.

Lakshman also held the roles as Senior Vice President- Finance and Compliance- GIC Asset Management, Vice President and Chief Compliance Officer and Company Secretary of DSP Merrill Lynch Asset Management and Assistant General Manager in Reserve Bank of India/National Bank for Agriculture and Rural Development (NABARD).

Academic and Professional Qualifications:

Post-graduate degrees in Management, Commerce and Public Enterprise Management.

Affiliations

Associate Member of the Institute of Company Secretaries of India
Associate Member of the Indian Institute of Bankers.

Sharica Tan

Associate

Sharica Tan is an associate in Ingenia Consultants. Her main areas of practice are in internal audit.

Sharica through her exposure to internal audits on the business activities of fund management companies and crowd funding platforms is well versed with the functions of customer onboarding, enterprise wide risk management and transactions monitoring.

She is a strong addition to the team and is responsible the field work in internal audits. She contributes through the audit planning and identifies the key areas of controls that need to be benchmarked.

Through her previous related work experiences in customer servicing, Sharica is a proficient accounts manager who constantly strives to meet the satisfaction of her clients.

In her outsourced compliance functions, she is responsible for performing customer due diligence screenings and customer profile monitoring.

Experiences

Local Insurance Company – processing of policy confirmations.
Fund Management Company – Conducting internal audits on a fund manager in the areas of customer onboarding, transactions monitoring and enterprise wide risk management.

Academics Qualifications

University of London, Bachelor in Banking and Finance

ROLF HAUDENSCHILD

Head of Regulatory and Risk Services

Rolf Haudenschild is the co-founder of Ingenia. In addition to managing Ingenia, Rolf supports financial institutions in wealth management, fund management, and fintech in obtaining their licence, assists in challenging compliance tasks and supervises internal audits.

Rolf is recognised for his expertise and practical support in compliance with regulatory requirements under the Securities and Futures Act, the Financial Advisers Act and the Payments Services Act. Drawing on his experience in legal and compliance with leading global and Asian private banks and a regulator, Rolf is keenly aware of regulatory risks and provides robust regulatory solutions. At the same time, Rolf’s own entrepreneurship ensures that solutions are practical, namely for smaller financial institutions, while his affinity for fintech and regtech keeps efficient and effective, cutting-edge solutions in view.

Rolf has extensive experience in regulatory compliance. He has assisted external asset managers, fund managers and payment service providers in their licensing. He has established compliance frameworks for these new financial institutions and enhanced frameworks of existing financial institutions to accommodate regulatory developments and changes in their business. He has drafted policies and procedures and created controls across regulatory topics such as corporate governance, anti-money laundering and countering the financing of terrorism, marketing and distribution, conduct, assessment of outsourced service providers, and the confirmation of accredited investors. In parallel, he is advising financial institutions on the regulatory requirements for their business and changes therein by assisting them in answering regulatory inquiries as well as the creation and implementation of suitable processes.

Rolf is a regular speaker on regulatory topics, in the Hubbis Compliance in Asian Wealth Management Forum, with the Association of Independent Asset Managers and has provided trainings in compliance for financial institutions, at the Singapore Politech, the University of Applied Sciences in Business Administration Zurich and the University of Liechtenstein as well as on regtech with the Singapore FinTech Association.

Experience

Various crowdfunding platforms: Advised on regulatory requirements and restrictions in marketing of securities
Various external asset managers: Applying for and successfully obtained capital markets services licences for fund management restricted to accredited and institutional investors
Numerous external asset managers: Advising on the on-going regulatory requirements, devised, developed, and administered effective compliance solutions
Numerous external asset managers: Drafting and reviewing of compliance manuals, including anti-money laundering and counter the financing of terrorism programmes and enterprise-wide risk assessment frameworks, outsourcing frameworks, conflicts of interest management
Numerous financial institutions: Leading of internal audits of financial business processes such as marketing, customer on-boarding and customer relationship management, investment management, business operations, human resources, outsourcing and more
Numerous external asset managers: Review of client on-boarding files as an outsourced compliance function
Industry association for wealth management: Drafting of templates for accredited investor opt-in
Industry association for wealth management: Creating of templates for an enterprise-wide risk assessment of money laundering and terrorism financing risks
Confidential multi-family office: Reviewing of compliance manual and processes
Regional bank: Conducted training on anti-money laundering and countering the financing of terrorism
Regional private bank: Conducted training on anti-money laundering in cryptocurrencies
Remittance house: Advised on payment services regulations

Appointments

Member of the RegTech Sub-committee of the Singapore Fintech Association (2019 – present)

Presentations

Promoting Financial Services and Products, 17 January 2019
E-payments User Protection Guidelines, 21 November 2018
Guidelines on Provision of Digital Advisory Services, 23 October 2018
MAS Enforcement Report July 2017 to December 2018, 16 April 2019
Entering Financial Services – Locally and Internationally, 28 July 2017
Access to the Singapore Market: A Regulatory Introduction, 25 October 2016
Globalised Clients in a World of National Jurisdictions, 22 January 2015

Cheryl Hay

Associate

Cheryl Hay is an associate in Ingenia Consultants. Her key areas of practice include regulatory compliance for fund management, financial advisory and payment services.

Cheryl regularly assist in providing regulatory compliance advices to various organisations in the financial space, which particularly includes Securities and Futures Act, Financial Advisers Act, Payment Services and related requirements and guidelines issued by the Monetary Authority of Singapore.

Through advising regulatory aspects of securities regulations and other related regulatory and compliance matters, Cheryl has assisted in licensing and due diligence requirements for fund managers, by establishing and remediating of its risk management controls.

In conjunction to regulatory compliance advisory, Cheryl is actively involved in conducting internal audit for financial institutions and engaging appropriate remediations of identified issues through follow- up to ensure the company meets its financial, operational and compliance objectives.

Experience

Confidential client: Assisting a foreign insurer on Financial Advisory Regulatory aspects involved in the commencement of an insurance business in Singapore and setting up of policies and procedures to comply with Singapore insurance & financial advisory laws and regulations.
Various fund management clients: Assisting in advising various fund managers on regulatory and business conduct considerations, under regulations, notices, guidelines, circulars and practice notes issued by the Monetary Authority of Singapore relevant to various aspects of financial activity, application of transaction monitoring, reporting requirements, anti-money laundering, due diligence and outsourcing requirements etc.
Various crypto currency backed financial institutions clients: Assisting crypto-blockchain institutions on regulatory considerations relevant to licensing for Payment Services in Singapore and developing policies & procedures for anti-money laundering and technology risk management aspects.
Numerous fund management clients: Conducting internal audits on fund management companies by objectively reviewing the organisation’s business processes, evaluating the efficacy of risk management procedures that are currently in place, and against relevant Auditing Statutes.

Academic Qualification

University of College Dublin, Bachelor of Business Studies in Finance (Second Upper-Class Honours)
Singapore Polytechnic, Diploma in Banking & Finance (Major in Financial Trading)

Professional Qualifications

Singapore College of Insurance, Capital Markets and Financial Advisory Services (CMFAS).

You can contact and reach Cheryl at: mailto:cheryl.hay@ingenia-consultants.com

Jonathan Cheong

Consultant

Jonathan Cheong is an ad locum Consultant with Ingenia Consultants. His key areas of practices in regulatory compliance include risk management, securities laws, fund management, financial advisory, payment services, money lending and corporate governance.

Jonathan has extensive experience in compliance issues and regularly provides regulatory advice to various multi-family offices, external asset managers and securities brokers. Through his work he was actively responsible for the successful licensing of fund managers and securities dealers.

He advises financial services clients and is an expert on regulatory compliance, particularly on regulations in the financial industry such as the Securities and Futures Act, Financial Advisers Act, Moneylenders Act, related requirements, regulatory notices, and guidelines issued by the Monetary Authority of Singapore.

Jonathan is general counsel to a registered fund management company and a leading global digital currency exchange. Jonathan is also a family office trustee for a Hong Kong family office. Through his interactions with the high net worth individuals and financial industry clients, he has structured funds, financial products and built a reputation for engineering business solutions for financial businesses.

Experience

Local Exempt Money Lender: Advising and drafting of the business plan and application and successfully obtaining one of six pilot licenses for a local finance company.
Various financial institution clients: Advising various financial institutions such as securities brokers, fund managers, and money lenders on regulatory and business conduct considerations, under legislation, regulations, notices, guidelines, circulars and practice notes issued by the Monetary Authority of Singapore relevant to various aspects of financial activity.
Various financial institution clients: Advising fund managers, securities brokers and financial advisers on the application of notices, guidelines and circulars issued by the Monetary Authority of Singapore, including application of transaction monitoring, reporting requirements, anti-money laundering and ‘know-your-client’ requirements and outsourcing requirements etc.
Various financial institution clients: Conducting internal audit on fund managers, trust companies and crowdfunding platforms.
Various financial institution clients: Acting, assisting, and procuring licensing of fund management companies, securities brokers and payment service providers.
Various financial institution clients: Advising various financial institutions on marketing of funds and compliance with offering requirements under securities regulations.
Confidential fund management client: Advising on the take over and acquisition of registered fund management company.

Affiliations

Associate (A.K.C.), King’s College London
Ordinary Member, Singapore Academy of Law
Member, Singapore Corporate Counsel Association
Member, Association of Crypto Currency Enterprises and Start-ups Singapore
Member, Singapore Fintech Association

Academic Qualification

King’s College London, Master of Laws (L.L.M.) (Merit)
University of Liverpool, Bachelor of Laws (L.L.B.) (Second Upper Honours)

Professional Qualifications

Association of Charted Certified Accountants, C.A.T.
Admitted as an Advocate and Solicitor of the Supreme Court of Singapore
Singapore Management University, Professional Certificate in Digital Marketing

You can contact and reach Jonathan at : jonathan.cheong@ingenia-consultants.com

JUSTIN KENDRICK

Head of Investment Solutions, Binjai Hill Investment Solutions Pte. Ltd.

Justin has 34 years of experience in investing across wide range of assets, initially broking Asia from London, followed by management roles in Hong Kong and Singapore. Justin set up a hedge fund in 2003, and for the last few years, he has been advising CMS-licensed wealth managers and implementing the firm’s investment portfolio strategies. Justin has a B.Sc. in Economics & Economic History from Bristol University and is a fellow of the Chartered Institute of Certified Accountants.

About Us

Vision

Mission

Our Clients

Strong Presence & Reputation

Wide and Diverse Range of Clients

Comprehensive Services

Our Team

Rolf Haudenschild

Victor Chan

Fadzlun Jamalludin

Cheryl Hay

Yip Han Kew

Aaron Chua

Jonathan Cheong

Selina Loh

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